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TOPJOY Policy

Payment Policy

How payments, pricing, authorization, refunds, and payment security are handled on the TOPJOY store.

Last updated: October 9, 2026

1. Currency and Pricing

Product prices are displayed in the currency selected on the website. The final currency, item total, shipping charges, taxes, and discounts are shown before an order is submitted. Currency conversion displayed on the storefront may be approximate when the settlement currency differs.

2. Accepted Payment Methods

Available payment methods are displayed securely during checkout and may vary by location, order value, device, or payment provider. TOPJOY does not guarantee that every payment method will be available for every order.

3. Authorization and Processing

By submitting an order, you authorize the selected provider to charge the amount shown at checkout. Payment must be successfully authorized before an order is confirmed. Payment providers process card or account information under their own security and privacy practices.

4. Failed or Declined Payments

A payment may be declined because of incorrect details, insufficient funds, security checks, regional restrictions, or provider decisions. Contact your bank or payment provider if a valid payment continues to fail.

5. Pricing Errors and Order Review

We may correct obvious pricing, currency, discount, or technical errors before fulfillment. If an affected order cannot be honored, we will notify the customer and cancel or refund the applicable amount.

6. Taxes and Additional Charges

Applicable taxes and delivery charges are shown during checkout where supported. Customers are responsible for reviewing the final order total before payment.

7. Refunds and Duplicate Charges

Approved refunds are returned to the original payment method. Processing time depends on the payment provider and financial institution. Report suspected duplicate or unauthorized charges promptly so the transaction can be investigated.

8. Fraud Prevention

Orders may be delayed, reviewed, declined, or cancelled where fraud, unauthorized use, inconsistent information, or other security risks are suspected.

9. Contact Us

For payment questions, contact susuwei055@gmail.com and include your order number. Never send complete card details by email.

Adults only. TOPJOY products are intended for adults who meet the legal purchasing age in their location. Nicotine is addictive.